https://www.team-lbd.com/home daily 1.0 2025-03-30 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1611511370579-WB12H72IA8T790VF1N4X/Screen+Shot+2021-01-24+at+1.02.17+PM.png Home - OUR TEAM Team LBD is a group of 9 women (and one brave man!) who are dedicated to serving you. Learn more about our team! https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1611511402141-LYII0OU587M8RFX1ALR2/Screen+Shot+2021-01-24+at+1.02.17+PM.png Home - PROGRAMS American Security Mortgage offers a variety of loan programs. Learn which program may be best for you! https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1611511423490-9SY88Y3W9SDJ9C0OXBU2/Screen+Shot+2021-01-24+at+1.02.17+PM.png Home - PROCESS The home buying and refinancing process is simple. Team LBD will walk you through every step of the process. https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1610833069870-QWQL0NIWQAYVB1M5MWOH/LBDRAWS_20191124_DNP_7118.jpg Home https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1633186961012-NBQV3OFLGYM2TYQW8HFC/LBD+Logo+-+Black+Icon+JPEG.png Home https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/fd6e82d3-d8f6-4b3f-b077-6bcc5d4b8e10/1.png Home https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1db40080-c989-4100-aab9-55ccc7c1a1ac/2.png Home https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/b298a9ac-e7f4-47ff-a147-5cdda4f3f17f/3.png Home https://www.team-lbd.com/home-purchase daily 0.75 2021-02-22 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1610916123100-T9471BZLS5GND3I6FIGN/image-asset.jpeg HOME PURCHASE - HOME PURCHASE. Purchasing a home is one of the most important purchases of your life. That is why it is so important to have a supportive team around you. We, along with your realtor, hold your hand throughout the home-buying process to ensure you have a smooth and stress-free home buying experience. https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/e5f58de6-6c35-4d6a-9eab-dc9fa0c51467/1.png HOME PURCHASE https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/3bf9ebef-6644-46a7-8bd9-ceebe0610192/2.png HOME PURCHASE https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/85ce28a7-2884-4923-8c52-ee89785d5eb0/3.png HOME PURCHASE https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/3558d3c4-98cd-446a-a2b6-509bb5922dfe/HOME+PURCHASE+PAGE+STEPS_MOBILE+FRIENDLY.png HOME PURCHASE https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/e9c493b6-08de-400a-b956-da39f2a08f22/5.png HOME PURCHASE https://www.team-lbd.com/contact daily 0.75 2021-09-29 https://www.team-lbd.com/our-team daily 0.75 2025-03-31 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612832081707-N1FPA0R7FCV6N1ZK1ZY6/Copy%2Bof%2BLBD%2BHEADSHOTS.jpg OUR TEAM https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612542572855-OP9TU5J7J9YUH5G74DVC/christina+headshot.png OUR TEAM https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612542639682-PCNU0ICU4RZ2NTB6J8FO/christina+headshot+%283%29.png OUR TEAM https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/5aa6f203-3df6-4f38-9f84-67de932d3a73/marina+headshot.png OUR TEAM https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/a7b76351-b346-4b78-9172-ff491f7f7851/Copy+of+LBD+HEADSHOTS.png OUR TEAM - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612542905608-TKEGARN5ZZ77GBPA56X3/christina+headshot+%287%29.png OUR TEAM https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612542849488-0C1UWF3YZR4S7SNGPYLD/christina+headshot+%285%29.png OUR TEAM https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/4972b3de-a93f-4c2f-89c8-b4ee38120344/Pres+Guy.png OUR TEAM https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/a63b3b98-5f9a-49e0-8618-9cd6f0cf91aa/Morgan.png OUR TEAM https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/2d581458-90cc-414f-9b45-611cad339ba6/maggie+updated.png OUR TEAM https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/0388ae9f-7ebb-45a6-b399-007539d2f601/Sadie.png OUR TEAM https://www.team-lbd.com/events daily 0.75 2021-02-09 https://www.team-lbd.com/refinance daily 0.75 2021-02-22 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612123783128-IR70UL2FFDHHQ6486XBO/77a1abe70ba807352b60e4a31c23738c.jpg REFINANCE https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/3204d7a1-7871-4611-8c74-4e2cae822643/1.png REFINANCE https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/d3ee00d5-2cd6-463f-8303-8ccdf9040600/2.png REFINANCE https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/5bb5037c-3748-44fa-83f9-1c80b5d60e6b/3.png REFINANCE https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/9b721137-c694-4dc8-ac0c-606d02489b8e/4.png REFINANCE https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/a027d32a-1612-4704-8fc0-72a67e3c435f/5.png REFINANCE https://www.team-lbd.com/lending-by-design daily 0.75 2021-12-16 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/cbdbb1a2-ede7-4426-aa27-fa59482be12b/Screen+Shot+2021-12-14+at+5.52.33+PM.png OUR STORY - LBD is made up of 9 women (and one brave man!) with one goal in mind - to simplify your home buying experience. We take pride in the hands on, white glove service we provide for every client. Combining our tailored service with our low rates and fees allows Lending by Design for ASMC to have the most unique, quality mortgage experience in the industry. https://www.team-lbd.com/christina-bramhall daily 0.75 2022-04-26 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612136353814-YWMH354IYUC23C3N8O8S/image-asset.png Christina Mauney Bramhall https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612306036596-5LJ52K0HJHPXNJBCB7J0/zillow1.png Christina Mauney Bramhall https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612136334565-RBD1820WO39VKIT97XIH/1.png Christina Mauney Bramhall https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612543262174-IGAHVDY4OTS9OZZM6F2U/christina%2Bheadshot.jpg Christina Mauney Bramhall - CHRISTINA MAUNEY BRAMHALL A Charlotte native, Christina knows the ins and outs of Charlotte. She has lived in all different areas of Charlotte as well - starting in South Charlotte near the South Carolina line, then moving to the South Park and Southend areas, and now residing by the water just 20 miles north of Charlotte in Lake Norman with her husband, son Luke, daughter Finley, and black cat named Cat-o-lac! She started in the mortgage industry just 3 weeks after graduating from The University of Georgia in 2013 and has never looked backed. Starting her career mastering first time homebuyer programs and down payment assistance, Christina quickly became known in the mortgage industry as someone who will hold her clients' hands every step of the way and can always be trusted to get the deal done. Whether by phone call, text, email, or Instagram message, Christina is always available! Christina has loved being a part of Team LBD and seeing it grow. From Day 1, she knew she was a part of something special. She enjoys working on a team with like-minded individuals who all work day and night to serve their clients and close on time - no matter what. She also loves hosting events for her referral partners and past clients, and also being able to give back to the community. In her free time, she enjoys doing pilates, running, boating on Lake Norman, and traveling to Wrightsville Beach (and to the Bahamas whenever she can make it there!). email | cmauney@1asmc.com PHONE | 704.996.2637 NMLS ID #108466 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612136382584-V6UXIE7X4BAG0F15D2R5/3.png Christina Mauney Bramhall https://www.team-lbd.com/loan-programs daily 0.75 2025-03-30 https://www.team-lbd.com/maggie-killeen daily 0.75 2025-03-31 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1e97d998-afd5-47c7-aa62-c51bd0f4df9e/maggie+updated.jpg Maggie Killeen - Maggie Killeen Loan Officer Assistant Maggie is one of our loan officer assistants for Team LBD. She is a Charlotte native who now resides in Mooresville. She was a special education teacher for 4 years before starting a career in mortgages with Team LBD in 2019. Maggie works behind the scenes by assisting the loan officer with setting up your file, collecting and organizing your documents, and answering your questions about your disclosures. In her free time Maggie enjoys traveling, spending time on Lake Norman, and hanging out at home with her husband Owen, daughter Maeve and cat Gracie May. EMAIL | mkilleen@1asmc.com PHONE | 704.989.0085 https://www.team-lbd.com/erin-finnen daily 0.75 2021-02-21 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612136334565-RBD1820WO39VKIT97XIH/1.png Erin Finnen https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612832081707-N1FPA0R7FCV6N1ZK1ZY6/Copy%2Bof%2BLBD%2BHEADSHOTS.jpg Erin Finnen - Erin Finnen Erin Finnen’s “You Rock” attitude developed out of her love for real estate and mortgage industries. Erin began her mortgage career in 2007 and prior that was a licensed Real Estate agent. Her vast knowledge of all aspects of real estate enables her to know the entire buying process and ensures she stays with you from start to finish. Her focus is precision, timeliness, and commitment to her clients. She leads her team to provide personalized service tailored to each client’s interests. Lending by Design embodies her motto: Simplified. Satisfied. Though she was born in San Diego, Erin’s a true Southern woman. She and her real estate husband have three children – a son and two daughters – and Barkley, the BBD (Big Black Dog). Dale Carnegie’s How To Win Friends & Influence People has served as an important book in her career. In between processing your loans, Erin enjoys snowboarding, traveling, and working out 24/7. She has a huge passion for fashion and can be found clothes shopping while on the phone getting you the best mortgage rate available. email | efinnen@1asmc.com PHONE | 704.649.4995 NMLS ID #112052 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612136382584-V6UXIE7X4BAG0F15D2R5/3.png Erin Finnen https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612136353814-YWMH354IYUC23C3N8O8S/image-asset.png Erin Finnen https://www.team-lbd.com/allie-lochary daily 0.75 2021-02-06 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612544088504-28ACY6KQZ6VG5ONYBCFX/allie+headshot ALLIE LOCHARY - Allie Lochary Client Care Manager Allie Lochary, a Charlotte native, is a Client Care Manager with Team LBD. She joined the team in the summer of 2020 after spending over a decade in New York City. Allie works behind the scenes to order your appraisal, title work, homeowners insurance and much more. Before entering the mortgage world she worked in the fitness industry for an international luxury health club brand where she was a leader in sales. She thrives on helping clients achieve their goals and is thrilled to be part of this team. EMAIL | alochary@1asmc.com PHONE | 704.576.2485 https://www.team-lbd.com/tate-patterson daily 0.75 2021-02-06 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612544148774-67V7NS9G1QLNVRUYHGIA/tate+headshot Tate Patterson - Tate Patterson Client Care Manager Tate is one of the Client Care Managers for Team LBD. She grew up in Winston-Salem, NC and is a graduate of UNC Charlotte. Tate works behind the scenes to order your appraisal, title work, and condo documents, as well communicating your 1st payment information. In her free time she likes to explore all that Charlotte has to offer and hang out with her dog Sunni! Email | tpatterson@1asmc.com PHONE | 336.480.4332 https://www.team-lbd.com/gina-ford daily 0.75 2021-02-09 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612544249096-ELH6TJU9S6OLQ4ECOGYL/gina+ford+headshot Gina Ford - Gina Ford Loan Processor Gina has been a member of LBD since the beginning. Even before LBD (we won’t disclose how long before mortgage life) - Erin and Gina were college roommates at Chapel Hill! Gina has worked in the mortgage industry, since becoming a Loan Officer in 2012, and moved into the processing role for LBD in 2018. As a former real estate paralegal and teacher with a Master’s Degree in Education, Erin mentioned joining the mortgage world and they both knew, it was a perfect fit. Born in Philadelphia, growing up in in the Army communities in Fayetteville, NC and Heidelberg, Germany, Gina experienced the importance of family and community. As a mother of five, she realizes every family has a unique situation and she knows every loan she touches affects more than just the family involved. She notes: our goal is to help everyone: buyers, sellers, agents, attorneys to complete the process as fast and efficiently as possible - we look at each loan as if it were our own. She strives to simplify this process to satisfy clients so they have time to focus on the next steps of their lives and their future. Gina loves living in Raleigh, cooking, traveling with family, skiing, playing violin, hiking and biking. Email | gford@1asmc.com PHONE | 919.801.9596 https://www.team-lbd.com/justin-roccia daily 0.75 2021-02-09 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612544310941-11D9P0KMSPO28XZHLK3O/justin+headshot Justin Roccia - Justin Roccia Loan Processor Justin is a senior loan processor for American Security Mortgage and has been in the Banking and Mortgage industry for 14 years. He enjoys using his processing skills to make the dream of homeownership come true for his clients. He is the husband and father of three girls, so he is used to not having an opinion and simply does what he is told (haha). He played football from the time He was 5 to 22 years old, ending his NFL dream just short, playing semi pro. He now enjoys playing Golf and Pickleball on his free time. Email | jroccia@1asmc.com PHONE | 724.713.8920 https://www.team-lbd.com/alixis-roccia daily 0.75 2021-02-06 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612544361272-FU8W0SPLLMLD2MU96NEL/alixis+headshot Alixis Roccia - Alixis Roccia Loan Processor Alixis is a Loan Processor for Team LBD. She graduated from Averett University and coaches women’s lacrosse in her “free” time. She is the funniest Roccia you’ll ever meet (Justin is her father - haha). Email | gford@1asmc.com PHONE | 724.766.4496 https://www.team-lbd.com/kelly-murphy daily 0.75 2021-04-27 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612544438643-GMHVBZGOFI71GEEIIIIT/kelly+headshot Kelly Murphy - Kelly Murphy Client Care Manager Kelly is one of our Client Care Managers for Team LBD. She grew up Park City, Utah and moved to Charlotte to attend Queens University of Charlotte. She is a licensed North Carolina Realtor and works behind the scenes by assisting the loan officer with setting up your file, collecting and organizing your documents, and answering your questions about your disclosures. Kelly enjoys traveling, long walks with her dog Lola, and spending time with her loved ones when she is not working. EMAIL | kellym@1asmc.com PHONE | 435.640.8362 https://www.team-lbd.com/ashlyn-morris-gift daily 0.75 2021-02-06 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612136334565-RBD1820WO39VKIT97XIH/1.png Ashlyn Morris Gift https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612136353814-YWMH354IYUC23C3N8O8S/image-asset.png Ashlyn Morris Gift https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612136382584-V6UXIE7X4BAG0F15D2R5/3.png Ashlyn Morris Gift https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612544502343-F78SHM0VE90ERWT8YR57/ashlyn+headshot Ashlyn Morris Gift - Ashlyn Morris Gift Loan Officer Ashlyn was born and raised in the Lake Norman/Charlotte area, so it is only fitting that she settled down and started her career here as well. She was recently married to her best friend, Stephen Gift, in March 2020. Ashlyn was a special needs teacher prior to taking the leap into the mortgage world in 2018. She enjoys making the mortgage process as simplified and satisfied as possible for her clients! EMAIL | agift@1asmc.com PHONE | 704.658.5297 NMLS ID #1929945 https://www.team-lbd.com/frequently-asked-questions daily 0.75 2021-02-21 https://www.team-lbd.com/lillian-price daily 0.75 2022-04-25 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/429da459-c3ed-4c86-84df-7e46397f63b1/Copy+of+LBD+HEADSHOTS.jpg Lillian Price - Lillian Price Client Care Manager Lillian is one of our Client Care Managers for Team LBD. She grew up Naples, Florida and moved to Charlotte after graduating from the University of Alabama. She is a licensed Loan Officer and works behind the scenes by assisting the loan officer with setting up your file, collecting and organizing your documents, and answering your questions about your disclosures. Lillian enjoys playing tennis, long walks with her dog Noble, and spending time with her friends when she is not working. EMAIL | LPrice@1asmc.com PHONE | 239.450.2980 https://www.team-lbd.com/samantha-darrough daily 0.75 2025-03-30 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612136382584-V6UXIE7X4BAG0F15D2R5/3.png Samantha Darrough https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/b086be01-845c-42c3-bb0a-d43998d64321/Copy+of+LBD+HEADSHOTS.jpg Samantha Darrough - Samantha Darrough Samantha entered the mortgage industry in 2016 after nine years of teaching. At that time, she moved to Charlotte and began working as a licensed Loan Officer Assistant on Team LBD, where she honed her skills and learned from the best in the business. Samantha moved back to Wilmington in 2018, where she lives and works today. Although she lives on the coast, she serves customers all across our great state. Though Samantha is a Belmont, North Carolina native, she has called Wilmington her home most of her adult life. After attending UNCW, she knew she never wanted to live anywhere else. Samantha and her husband, Will, were married in 2019 and have three daughters; Anna, Lizzie, and Maggie. When Samantha is not traveling, you can find her on the water most weekends, soaking up the beauty of the North Carolina coast. email | sdarrough@1asmc.com PHONE | 704.678.1219 NMLS ID #1496862 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612136334565-RBD1820WO39VKIT97XIH/1.png Samantha Darrough https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612136353814-YWMH354IYUC23C3N8O8S/image-asset.png Samantha Darrough https://www.team-lbd.com/marina-aquino-harding daily 0.75 2025-03-31 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/96bd2ad2-5ced-4fdf-bcbc-04941937ad86/marina+headshot.jpg Marina Aquino Harding - Marina Aquino Harding Marina entered the mortgage industry right out of college in 2014. She has been helping people finance their homes since 2014 and loves guiding everyone from first-time buyers to experienced homeowners and investors through the process. Marina is all about clear communication and delivering top-notch service, and competitive interest rates that is tailored to each client. When she’s not working, you’ll find her enjoying time on Lake Norman, traveling, or hanging out with her family and pups. email | MAquino@1asmc.com PHONE | (704) 677-6492 NMLS ID 1417684 https://www.team-lbd.com/morgan-barksdale daily 0.75 2025-03-30 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/5c96c10a-cdac-4624-8af8-43c40d46085b/Morgan.jpg Morgan Barksdale - Morgan Barksdale Morgan grew up in Charlotte, NC and graduated from the University of Georgia in 2022 with a bachelor’s degree in finance. After finishing her studies, Morgan moved back to her hometown where she began building her career in the mortgage industry and giving back to her community. In 2023, Morgan joined team LBD. She was first discovered by Erin at a first-time homebuyer event, where Erin was impressed by Morgan’s thoughtful questions and keen interest. The rest is history! Outside of her professional life, Morgan enjoys taking long walks, exploring new recipes, and bringing home fresh flowers from the farmers’ market. EMAIL | mbarksdale@1asmc.com PHONE | (704) 516-1743 NMLS ID 2556180 https://www.team-lbd.com/sadie-robinson daily 0.75 2025-03-30 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/fede02c1-9d0c-4a55-9eaf-35e15dd7a7d5/Sadie.jpg Sadie Robinson - Sadie Robinson As a North Carolina native, Sadie was born in Pinehurst and spent her college years at the University of North Carolina Wilmington, where she graduated in 2023 with a degree in Studio Art and a minor in Business. After graduation, Sadie wanted to enjoy one more year by the beach before moving to Charlotte to begin her career. Outside of work, Sadie has a passion for traveling, reading, and spending quality time with her loved ones—especially her dog, Bentley. In October 2024, she took a leap into the mortgage industry, joining Team LBD as a Loan Officer Assistant. As Sadie continues to grow in her role, she is excited to assist with the loan process and support the team, ensuring smooth operations and exceptional service for clients behind the scenes. email | srobinson@1asmc.com PHONE | (910) 722-6641 https://www.team-lbd.com/pres-guy daily 0.75 2025-03-30 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612136334565-RBD1820WO39VKIT97XIH/1.png Pres Guy https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/4be3c589-ecd3-4290-b083-f8609b13d300/Pres+Guy.jpg Pres Guy - Pres Guy Pres is a dedicated mortgage lender known for his premier communication skills, transparency, and creativity in loan structuring across all loan types. He ensures that every client fully understands their options and feels confident throughout the mortgage process. Whether it’s a conventional, FHA, VA, or other loan, Pres takes a personalized approach to find the best solution for each individual client. Outside of work, Pres is a proud dad to his daughter Spencer and his son, West and a husband to his wonderful wife, Karis. Family is everything for Pres, and in his free time, he enjoys spending quality moments with them and watching sports. email | pguy@1asmc.com PHONE | (704) 689-2657 NMLS ID 2156674 https://images.squarespace-cdn.com/content/v1/60034924dfad4a36491be534/1612136353814-YWMH354IYUC23C3N8O8S/image-asset.png Pres Guy